Scorecard Models with Measured Variable Interactions
- 申请公布号：
- US2014180649(A1)
- 申请号：
- US201213722826
- 申请日期：
- 2012.12.20
- 申请公布日期：
- 2014.06.26
- 申请人：
- FAIR ISAAC CORPORATION
- 发明人：
- Zhao Xing;Hamilton Peter;Story Andrew K.;Flint Andrew
- 分类号：
- G06F17/10
- 主分类号：
- G06F17/10
- 地址：
- Roseville MN US
- 摘要：
- Data is received that characterizes a transaction and includes a plurality of values corresponding to variables. Thereafter, a score is determined for the transaction based on the received data and using a scoring model. The scoring model only uses variables pairs having a divergence residual above a pre-defined threshold. Thereafter, data is provided that characterizes the determined score. Related apparatus, systems, techniques and computer program products are also described.
- 主权项：
- 1. A method comprising:
receiving data characterizing a transaction, the data comprising a plurality of values corresponding to variables; determining, based on the received data and using a scoring model, a score for the transaction, the scoring model only using variables pairs having a divergence residual above a pre-defined threshold; and providing data characterizing the determined score.
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